We are able to find a Commercial Mortgage for you to suit your circumstances even if you have had a bad credit history, have been made bankrupt or been in an IVA. We have access to the whole of the market and are able to place cases in almost every circumstance. Commercial property mortgage loan lenders are used to lending on the unusual applications and we have a long history of helping clients whose current bankers were unable or unwilling to assist. We are prepared to go the extra mile to try and help clients and to give them the opportunity to purchase what could be the making of their business in the future. Most mortgage high street lenders have an unfortunate habit of saying no to an application without looking to see if there is any way that they are able to help. We start from a very positive position and will look at every possible angle to see if there is anyway in which we can say YES to commercial property mortgage loan.

The commercial property mortgage loan market is currently very buoyant and lenders generally feel comfortable with a freehold security in most circumstances. There are of course a number of propositions and that lenders will look at in more information because history has told us that some of these ventures will fall by the wayside. In these circumstances lenders will ask you to put down a larger deposit and the interest rate charged may reflect the greater risk involved to the commercial property mortgage loan lender.

The onus is always on you as the client to do your homework and make sure that your commercial property mortgage loan business plan and presentation is as detailed and comprehensive as possible. In each industry you will find there are accepted levels of profit that we expect to see and banks will always fall back on this as guidelines. Over years experience in financial services we have built up an unrivaled panel of commercial property mortgage loan lenders and contacts that we talk to on a regular basis to monitor what the market has to offer. Confidence in the commercial property market is reflected by lenders in increasing their exposure in certain sectors of the market and offering higher commercial property mortgage loan to value then we have seen in recent years.

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